Congratulations! This is the first step to walking into your very own home. When I purchased my first home in 2012, I couldn’t find an agent who I connected with and added value to me on my search. I became the co-op expert that I could never find! I will work hard to make your buying experience enjoyable.

The guide below will help you navigate the home shopping experience and make your purchasing process as smooth and seamless as possible. Contact me at or 212-941-2634 if you or someone you know would like to work together buying a home in NYC!


Budget, pre-approval and timeline

Determine your budget for a down payment and amount you are able to spend monthly. Consider monthly expenditures such as your mortgage, maintenance or common charges and real estate taxes, utilities, parking etc.

Get pre-approved for a mortgage, look into credit report, FICO score, type of mortgage, shop for best rates, and programs.

Identify your timeline for moving.

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What you should look for in an agent:

Buying a home is not only an important financial decision but a major life decision as well. Nothing says more about who you are or how you live than where you live so you need to make sure that your real estate professional is someone who understands you and your needs. Begin by asking friends for referrals. Choose a professional who specializes in homes in your price range and desired neighborhood(s); someone who's available to work on your schedule, who listens to your needs, asks a lot of questions about how you live and takes time to explain things you may not understand. Finding a new home should be an exciting and enjoyable process but it is also time consuming so look for someone whose company you enjoy - you will likely be spending a lot of time together.


Timeline for purchasing

Buying a home is one of the biggest decisions you’ll make in life. We’ll help to make the purchase of your home as easy as possible so you can Live Who You Are.

Once you’ve started your search and are working with your agent to preview different properties, it’s important to be aware of the timeline of events that generally take place when you’ve found that perfect home. In most cases, once you decide to make an offer, it can take an average of 60 - 120 days to complete the closing process.

  • Prepare the Offer: 1 day

  • Negotiate the Offer & Acceptance: 2-5 days

  • Loan Application & Appraisal, Loan Approval and Commitment Letter, Sign Contract/Escrow Deposit: 2-4 weeks

  • Co-op Board Package & Interview/Condo Application: 4-6 weeks

  • Bank & Attorney Prep Closing: 1-2 weeks

  • Final Walk Through: Day of Closing

  • Transaction Closing: 3 hours


Buying New York City Real Estate With An Agent

1. How does working with an agent benefit you?

  1. It saves you time.

  2. It makes you a more informed buyer.

  3. It makes you more competitive in a constant changing market.

  4. It helps you navigate through the complicated process of acquiring a home in New York.

2. Should you have one agent from each real state company so that you don’t miss any properties?

The Corcoran Group cooperates (co-brokes) with most of the other agencies, sponsors, and often directly with the owners. One call to your agent can get you the information you need on all the properties in which you are interested.

3. But what about other companies’ exclusives? How can I see them through you if they are not your exclusives?

An exclusive listing means that the seller of the property is represented exclusively by his or her selling agent, You as a buyer represented by our Corcoran buyer’s agent, can see that property. Your agent makes the arrangements to view it. Since exclusive listings are co-broked, you will not be missing out.

4. What about Sunday Open Houses?

A great way to see many properties in one day is by going to Sunday open houses. (The downside is that they are often crowded.) If you like looking on Sundays, and your agent is unable to go with you, ask him or her to register you for the open houses you wish to attend. When you sign in at each place, be sure to put down your name, your agent’s name and your agent’s phone number. This way you will be represented if you want to make an offer on any of the properties you have seen.

5. How do I know my agent isn’t going to miss any properties?

Corcoran has one of the largest data bases in New York, which is updated daily and includes properties from many different realty firms. If you would like to be a part of the searching process, tell your agent. He or she will be happy to work with you as a team. You can go online to the various websites, look in the newspaper and in the real estate magazines, and compare notes with him or her. Call or email your agent all of the listings you find online so he or she can research them further and make appointments for you.

6. If I am going to do the work, why do I need an agent?

Your Corcoran agent has a much more extensive and up-to date data base than the public will find on the Internet. He or she usually receives the listings before the public has access to the web. The market moves much faster than the Internet. Your agent will be able to tell you the status of the properties in which you are interested. It may be that those your agent “missed” are actually ones that he or she has already eliminated because they are already in contract or sold. One call to your agent will get you the timely information you need!

7. Buying a home is expensive; do I have to pay an agent fee?

You don’t have to. Sales commissions are paid by the seller; not the buyer. When a property is co-broked, the commission is shared between the selling agent’s company and the buying agent’s company. There is no additional out-of-pocket expense to you.

8. Once I find the perfect apartment, what do I do?

Finding dream home is the easy part. Once you are ready to make an offer, you will really begin to depend on your agent


I will be there to advise you every step of the way:

  • Find the right mortgage agent to arrange the necessary financing.

  • Put together a strong offer package to be competitive in the market.

  • Negotiate the price and terms of the sale.

  • Find the right attorney to represent you.

  • Assemble the best possible board package to qualify you for acceptance.

  • Coach you for the Board interview.

  • Prepare you for your closing.

Corcoran is a full service company. We believe in giving nothing less than complete service to our buyers! In return, we ask you to communicate with your agent to create a loyal, trusting relationship. For this loyalty, you can expect your agent to be:

  • Knowledgeable………………..always abreast of the New York City Real Estate.

  • Accessible……………………just a phone call away.

  • Available …………………….ready to arrange showings around your schedule.

  • Accountable ………………….prompt and honest in all transactions.

  • Hard-working…………………eager to search for properties until the right one is found!